Buyers property guides
Welcome to the buyers guide. This guide is made up of several sections covering the most common aspects of buying a property.
Setting your budget
For the majority of us, buying a property is the largest purchase we make, involving a substantial long-term financial commitment. Therefore think hard about what you can afford, not just today but in the future should circumstances change.
Getting a mortgage
With your budget set, you should now be in a position to find the right mortgage for you. Many sellers only accepting offers from buyers with a mortgage agreed in principal, so do not leave it until the last moment to obtain an offer.
Finding the right property
The estate agents' windows has been largely superseded by the internet as the method by which most people now find properties. UKhousing.com is one of many websites specifically geared for private and commission free sales and lettings but some people prefer the personal touch of a professional well established sales negotiator.
Putting in an offer
Use the asking price as a guide. Your offer should be based on the current condition of the property, the prices achieved by comparable properties in the area and the prevailing local market conditions.
Conveyancing - The Legal Process
The process of transferring the legal ownership of property or land from one person to another. another.
Moving in
Here are some tips to help you achieve a successful and well organised move.
